Call our team on +44 (0)1562 312 224 Independent Family Jeweller Since 1888

Jewellery and Watch Valuations

At T. H. Baker, we offer valuations in association with PWK Jewellery valuations, a member of the Institute of Registered Valuers (membership number 86599). Our valuation prices are £59.95 for the first item, and then £29.95 for each item after that.

Why do I need a valuation?

Jewellery and watches are often your most treasured possessions and may even be family heirlooms. Therefore, there are a number of reasons why valuations are important for your peace of mind.

Insurance Valuations

An insurance valuation is an up-to-date assessment of what it would cost to replace your watch or jewellery in the unfortunate event of it being lost or stolen. The replacement value is often higher than the value you would get if you were to sell the item yourself.

An insurance valuation typically includes the following:

  • Cleaning
  • A detailed description of the item in question
  • An assessment of the gemstones/diamonds
  • Hallmarking
  • A statement of the condition of your item
  • Digital images of your item
  • Replacement values

It is worth noting that insurance companies cannot force you to use their preferred advisors or suppliers. At T. H. Baker, we will do all we can to replace your item. Bespoke items can be recreated to the very best of our ability using our bespoke jewellery service.

Probate Valuation

Probate is the term used to describe the legal process of dealing with the estate of somebody who has passed away, usually in accordance with the deceased person’s will. In order to settle an estate, probate valuations are often necessary to ensure that all heirs receive a fair distribution of the estate value. It is also necessary for the calculation of inheritance tax.

A probate valuation differs from an insurance valuation in the way in which items are valued. In a probate valuation, items are valued at their current market value rather than their full replacement value.

A probate valuation typically includes the following:

  • A detailed description of the item in question
  • An assessment of the gemstones/diamonds
  • Hallmarking
  • A statement of the condition of your item
  • The probate value

How often should I have my items valued?

We recommend that you bring your item back for cleaning and a check of the item’s condition every year, and you will be advised about when it will be appropriate to have the item valued again. The value of materials such as gold and precious gemstones varies depending on factors such as supply and demand as well as inflation. An up-to-date valuation ensures that insurance companies will pay out for the full cost of the item.

Get in touch

To arrange a valuation, please get in touch with us using one of the following: