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  1. Second Hand Diamond Solitaire Ring 4112138
    Second Hand Diamond Solitaire Ring 4112138
    From £56.16 per month p/m
  2. Second Hand Platinum Diamond Cluster Ring 4328487
    Second Hand Platinum Diamond Cluster Ring 4328487
    From £103.03 per month p/m
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0% Interest for 4 months on orders over £99*

PayPal Credit

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What is PayPal Credit?

PayPal Credit is like a credit card, without the plastic. It’s a credit limit that sits alongside your PayPal account which you can use for your online purchases.

Representative Example



Purchase interest rate

19.9% p.a. (VARIABLE)

Assumed Credit limit


Subject to status. T&Cs apply. UK residents only.

TH Baker & co (established 1888) Ltd acts as a broker and offers credit from PayPal Credit. PayPal Credit is a trading name of PayPal (Europe) S.à.r.l. et Cie, S.C.A., 22-24 Boulevard Royal L-2449, Luxembourg.

How do I apply?

Applying for PayPal Credit is easy. Just click on the PayPal Credit button on our checkout page.

The application form takes minutes to complete. PayPal will then run a credit check and, if approved, you’ll have a credit limit linked to your PayPal account as soon as you accept your Credit Agreement.

You can use the credit limit granted to pay for today's purchase and future purchases at thousands of online stores where PayPal is accepted, up to your credit limit.

Before you apply, please make sure you:

  • Are a UK resident aged 18 years or older
  • Have a good credit history
  • Have not recently been declared bankrupt
  • Be employed and have an income greater than £7,500 per year

To find out more, read our PayPal Credit FAQ

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Second Hand Rings

Discover our collection of Second Hand Rings at T. H. Baker to find the next stand out piece for your jewellery wardrobe. Featuring some of the most sought after gemstones and a combination of prized metals, our second hand ring collection provides the answer to affordable luxury and striking style. Explore our Second Hand Rings collection online and in store today and receive 12 months T. H. Baker warranty.