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PayPal Credit Logo
0% Interest for 4 months on orders over £99*

PayPal Credit

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What is PayPal Credit?

PayPal Credit is like a credit card, without the plastic. It’s a credit limit that sits alongside your PayPal account which you can use for your online purchases.

Representative Example



Purchase interest rate

21.9% p.a. (VARIABLE)

Assumed Credit limit


Subject to status. T&Cs apply. UK residents only.

TH Baker & co (established 1888) Ltd acts as a broker and offers credit from PayPal Credit. PayPal Credit is a trading name of PayPal (Europe) S.à.r.l. et Cie, S.C.A., 22-24 Boulevard Royal L-2449, Luxembourg.

How do I apply?

Applying for PayPal Credit is easy. Just click on the PayPal Credit button on our checkout page.

The application form takes minutes to complete. PayPal will then run a credit check and, if approved, you’ll have a credit limit linked to your PayPal account as soon as you accept your Credit Agreement.

You can use the credit limit granted to pay for today's purchase and future purchases at thousands of online stores where PayPal is accepted, up to your credit limit.

Before you apply, please make sure you:

  • Are a UK resident aged 18 years or older
  • Have a good credit history
  • Have not recently been declared bankrupt
  • Be employed and have an income greater than £7,500 per year

To find out more, read our PayPal Credit FAQ

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Garmin Watches

Leaders in innovation, Garmin Watches are designed to the highest quality and standard with an array of technical features to choose from. Whether you need a Smartwatch for fitness, aviation, GPS or solar power, there’s a design to suit everyone with the latest in-built technology.

Be the best you can be with the Garmin Watches collection

Designed for all-day wearability whatever the occasion, Garmin Watches boast a range of different features to either let you navigate your surroundings, track your fitness goals, play music or even monitor heart rate. Shop now at T.H. Baker with free delivery and 0% Interest Free Credit.