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T H Baker 18ct Gold Ruby and Diamond Wave Ring 18DR418-R-Y 18DR418/R/Y/O
Order in ? hours ?? minutes ?? seconds to get this item on Tuesday 4th Aug
Add Theft, Damage and Loss Insurance from £34.56
Add theft, damage & loss insurance from T H March
18ct Gold Ruby and Diamond Wave Ring 18DR418-R-Y
1 year(s) cover for
£34.56
Inclusive of IPT3 year(s) cover for
£90.71
Inclusive of IPT
Our UK customers can insure their purchase with MarchGuard cover from T H March, providers of specialist jewellery and watch insurance since 1887.
Main Policy Benefits
- No excess on claims
- Simple and easy to arrange
- Accidental loss*
- Accidental damage*
- Theft cover*
- Worldwide cover (up to 30 consecutive days abroad)
- All claims are processed through T.H Baker (repair or replacement)
- For 3 year policies, protection is included against price inflation on replacement items (see certificate terms for details)
- * Subject to terms and conditions of the policy
Please be aware:
- UK residents only
- No cover for wear and tear
- No cover for items left in unattended baggage or unattended vehicles
- No cover for free gifts or accessories
- There is a 14-day cooling off period. For goods returned under our 30-day return policy, only a pro-rated refund can be made for months remaining after this period.
- This insurance is NOT renewable after the initial term
- It is not possible to mix 1 year and 3 year terms on the same policy
- See policy wording for full details of cover and exclusions
Important notice: Some household policies may have restrictions on watch and jewellery cover for trips abroad. They may also ask you to use a jeweller of their choosing for repair or replacement. In the event of a household insurance claim, you may be expected to pay a policy excess and any claims made may affect your future premiums.
Terms & Conditions
This insurance is optional and will meet the demands and needs of a UK resident requiring insurance for jewellery or watches in the United Kingdom, Channel Islands and Isle of Man plus up to 30 consecutive days elsewhere in the world any one trip.
The insurance is administered by T H March & Co. Limited, Hare Park House, Yelverton Business Park, Yelverton, Devon, PL20 7LS, and they are authorised and regulated by the Financial Conduct Authority (FCA). This may be checked on the Financial Services Register on the FCA’s website.
In the unlikely event that you may wish to make a complaint, this should be directed to T H March. The complaints procedure is detailed in your insurance documentation.
It is important you read the certificate as this details the terms, conditions and any restrictions in cover.
Click here to download the full policy wording document (PDF) Click here to download the insurance product information document (PDF)Insurance Confirmation
18ct Gold Ruby and Diamond Wave Ring 18DR418-R-Y
PayPal Credit
What is PayPal Credit?
PayPal Credit is like a credit card, without the plastic. It’s a credit limit that sits alongside your PayPal account which you can use for your online purchases.
Representative Example
| Representative 19.9% APR (VARIABLE) |
Purchase interest rate 19.9% p.a. (VARIABLE) |
Assumed Credit limit £1,200 |
|
Subject to status. T&Cs apply. UK residents only. TH Baker & co (established 1888) Ltd acts as a broker and offers credit from PayPal Credit. PayPal Credit is a trading name of PayPal (Europe) S.à.r.l. et Cie, S.C.A., 22-24 Boulevard Royal L-2449, Luxembourg. |
||
How do I apply?
Applying for PayPal Credit is easy. Just click on the PayPal Credit button on our checkout page.
The application form takes minutes to complete. PayPal will then run a credit check and, if approved, you’ll have a credit limit linked to your PayPal account as soon as you accept your Credit Agreement.
You can use the credit limit granted to pay for today's purchase and future purchases at thousands of online stores where PayPal is accepted, up to your credit limit.
Before you apply, please make sure you:
- Are a UK resident aged 18 years or older
- Have a good credit history
- Have not recently been declared bankrupt
- Be employed and have an income greater than £7,500 per year
To find out more, read our PayPal Credit FAQ
Description
- 18ct Yellow Gold
- Ruby And Diamond
- Available in Size O Only
Key Features
| Brand | T H Baker | Brand Code | 18DR418/R/Y/O | T H Baker code | 0107615 |
|---|---|---|---|---|---|
| Gender | Ladies | Material | 18ct Yellow Gold | Colour | Red |
| Ring Style | Cluster | Stone Type | Ruby | Stone Colour | Red |
| Birthstone Month | July | Gemstone Weight | 0.70ct | Diamond Cut | Round |
| Packaging | Official T H Baker Packaging | Warranty | 12 Month T H Baker Warranty |
Interest free credit (0% APR) calculator
You are eligible for finance with this item. Available for all orders over £280 We offer a range of finance terms across our eligible products. The maximum term available is 48 Months 0% APR. Selected items may not qualify for these terms, all options available for this item are listed below in our finance calculator.
1. Choose a deposit amount
- 10%
- 20%
- 30%
- 40%
- 50%
Deposit amount:
2. Choose a repayment term (months)
- 0% APR
- 6
- 12
- 24
- 15.9% APR
- 36
- 48
Finance Summary
Customer Reviews
Questions and answers
Ask a question
A: You can now select click and collect as a delivery option on the checkout page. Orders can be collected from a T. H. Baker store OR from your local post office. You will need to bring your order confirmation number, found on your order confirmation email, and a form of ID when collecting your purchase. Please note if someone is collecting the order on your behalf they must have the order number and provide ID that matches the name on the order.
A: We deliver to the United Kingdom, including the Channel Islands and BFPOs, and to a range of international destinations. If you're making an order using our finance options, we can only deliver to your home address.
A: Orders placed before 4pm are usually dispatched on the same day.
A: Engraved products may take up to 5 working days to be processed. This means that 3 working days should be added to your expected delivery date - including Express, Special, and Saturday delivery. Please Note: During busy seasonal periods such as Christmas, engraved items may take an additional 7 working days to arrive, so please order in plenty of time.
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